What Are My Legal Options After a Rideshare Crash in Louisiana?

When involved in a rideshare accident in Louisiana, understanding your legal rights is crucial. Accidents involving rideshare vehicles like Uber or Lyft present unique legal complexities. Here’s a guide to help you understand what steps to take and what rights you have.
1. Seek Immediate Medical and Legal Assistance
After a rideshare accident, your health and safety are priorities. Seeking medical evaluation ensures any injuries are documented, supporting your case if you pursue compensation. Once safe, consult a car accident attorney in New Orleans. Skilled legal professionals can provide crucial guidance on how to proceed with your case, especially in the face of rideshare companies’ policies and insurance.
2. Determining Liability in a Rideshare Accident
Rideshare accidents can involve multiple parties: the driver, the rideshare company, or other vehicles. Liability depends largely on the driver’s status at the accident time. Here are the possible scenarios:
- Driver on Duty, No Passenger: If the driver was logged into the rideshare app but hadn’t accepted a ride, they may have limited insurance coverage.
- Driver with a Passenger or En Route: Rideshare companies provide more substantial insurance coverage if the driver was actively transporting a passenger or on the way to pick one up.
- Driver Not Logged In: In this case, the driver’s personal insurance applies.
An experienced car accident attorney in New Orleans will help you navigate these specifics and ensure you’re pursuing compensation from the correct sources.
3. Exploring Insurance Coverage Options
Louisiana law requires rideshare companies like Uber and Lyft to carry insurance coverage while their drivers are on the app. Understanding these policies helps determine which insurance to file a claim against. Here’s a breakdown of available options:
- Rideshare Company’s Policy: When drivers are logged into the app, company insurance may cover damages. However, these policies can be complicated to navigate.
- Driver’s Personal Policy: If the driver was not logged in, their personal insurance would apply.
- Your Insurance Policy: In cases where rideshare insurance is insufficient, your own uninsured/underinsured motorist coverage could provide additional compensation.
A car accident attorney in New Orleans can analyze each insurance policy involved and assess the best course of action to secure the maximum compensation for your injuries.
4. Filing a Personal Injury Claim
Filing a claim against a rideshare company’s insurance requires diligence. From medical bills to lost wages and pain and suffering, all costs should be documented. Here’s what’s typically covered:
- Medical Expenses: Treatment costs are one of the most significant damages in personal injury claims.
- Lost Wages: Compensation for time off work due to injury.
- Pain and Suffering: Non-economic damages for emotional distress and physical discomfort.
5. Why You Need a Rideshare Accident Attorney
Navigating a rideshare accident claim is complex due to the involvement of multiple insurance companies and unique rideshare policies. With a car accident attorney in New Orleans like Lawyer Don, you benefit from expert insight and years of experience handling rideshare claims. An attorney will help ensure you’re not shortchanged by the rideshare company or insurers.
If you or a loved one were involved in a rideshare accident, don’t leave your compensation to chance. Contact Lawyer Don, the most trusted car accident attorney in New Orleans, for a free consultation to protect your rights and get the compensation you deserve.






